PROTECT YOUR EMPLOYEES

“How do I control my cost for employee benefits?” Annual health care costs have increased steadily in the 6 to 7 percent range. Most employers consider their employee benefit costs to be the most expensive part of their insurance portfolio and have had to expand coverage to meet requirements laid down by the health care reform law. We work primarily with large regional insurers to explore options for employers in satisfying their employee benefit needs.

National Health Care and regulatory requirements are rapidly impacting the methods and types of insurances being purchased by corporations. Cost-shifting has become more common than simply achieving savings through changing insurance carriers. Examples include: boosting employee premium contributions, raising out-of-pocket maximums, raising in-network deductibles, increasing out-of-network deductibles.

Life and Health insurance programs may be customized to accommodate your needs, including program and product design, feasibility, risk analysis, implementation and administration.

GROUP HEALTH PRODUCTS

  • Employee Medical Insurance
  • Dental and Optical
  • Preferred Provider (PPO)
  • Health Maintenance (HMO)
  • Group Life and Disability
  • Section 125
  • 401K Plans
  • Employee Voluntary Programs

Contact us to speak with one of our group health insurance agents.